Welfare broker

JUSTWORKS INSURANCE SERVICES

Mailing address (most recent filing)

55 WATER ST FL 29

NEW YORK, NY 100410007

Total comp: $3.7M
Commissions: $3.2M
Fees: $470K
Filings: 1
Sponsors: 1

Carrier mix

Where JUSTWORKS INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$1.60B	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$1.60B	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JUSTWORKS INSURANCE SERVICES's plans by broker comp / premium ratio. Median 0.23% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JUSTWORKS INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JUSTWORKS INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JUSTWORKS EMPLOYMENT GROUP LLC JUSTWORKS GROUP HEALTH & WELFARE PLAN	NY	$1.60B	$3.7M	AETNA LIFE INSURANCE CO.