Welfare broker

JUSTINE EKSTROM

Mailing address (most recent filing)

50 CALIFORNIA STREET, FLOOR 12

SAN FRANCISCO, CA 94111

Total comp: $88K
Commissions: $78K
Fees: $10K
Filings: 1
Sponsors: 1

Carrier mix

Where JUSTINE EKSTROM places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$5.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
ID	1	$5.2M	0.2%	265.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JUSTINE EKSTROM's plans by broker comp / premium ratio. Median 2.34% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JUSTINE EKSTROM's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JUSTINE EKSTROM is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
REDBUILT LLC REDBUILT, LLC EMPLOYEE BENEFITS PLAN	ID	$5.2M	$122K	BLUE CROSS OF IDAHO