Welfare broker

JUSTIN FABER

Mailing address (most recent filing)

1311 10TH STREET

ROCK VALLEY, IA 51247

Total comp: $4K
Commissions: $4K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where JUSTIN FABER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HEALTHPARTNERS INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HEALTHPARTNERS INSURANCE COMPANY	1	$596K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IA	1	$596K	0.1%	105.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JUSTIN FABER's plans by broker comp / premium ratio. Median 0.69% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JUSTIN FABER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JUSTIN FABER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TOTAL COMPONENT SOLUTIONS TOTAL COMPONENT SOLUTIONS HEALTH BENEFITS PLAN	IA	$596K	$4K	HEALTHPARTNERS UNITYPOINT HEALTH