Welfare broker

JUSTICE-CREWS INSURANCE AGENCY INC.

Mailing address (most recent filing)

P0 BOX 819

315 E MAIN ST

CHERRYVILLE, NC 28021

Total comp: $388K
Commissions: $346K
Fees: $42K
Filings: 9
Sponsors: 9

Carrier mix

Where JUSTICE-CREWS INSURANCE AGENCY INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY33.3%
UNITED OF OMAHA LIFE INSURANCE COMPANY33.3%
DELTA DENTAL OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$561K	33.3%
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$322K	33.3%
DELTA DENTAL OF CALIFORNIA	1	$2.4M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	3	$3.3M	0.1%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JUSTICE-CREWS INSURANCE AGENCY INC.'s plans by broker comp / premium ratio. Median 9.43% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of JUSTICE-CREWS INSURANCE AGENCY INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where JUSTICE-CREWS INSURANCE AGENCY INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RHF INVESTMENTS, INC. THE RHF INVESTMENTS, INC. WELFARE BENEFITS PLAN	NC	$2.4M	$181K	DELTA DENTAL OF NORTH CAROLINA
TAYLOR KING FURNITURE, INC. TAYLOR KING FURNITURE, INC. HEALTH AND WELFARE PLAN	NC	$561K	$53K	HCC LIFE INSURANCE COMPANY
PEOPLES BANK PEOPLES BANK WELFARE BENEFIT PLAN	NC	$322K	$36K	UNITED OF OMAHA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

HCC LIFE INSURANCE COMPANY

$561K

33.3%

UNITED OF OMAHA LIFE INSURANCE COMPANY

$322K

33.3%

DELTA DENTAL OF CALIFORNIA

$2.4M

33.3%

State

Plans

Premium

State share

Index

$3.3M

0.1%

47.73x

Sponsor

Loc

Premium

Comp

Carrier

RHF INVESTMENTS, INC.

THE RHF INVESTMENTS, INC. WELFARE BENEFITS PLAN

$2.4M

$181K

DELTA DENTAL OF NORTH CAROLINA

TAYLOR KING FURNITURE, INC.

TAYLOR KING FURNITURE, INC. HEALTH AND WELFARE PLAN

$561K

$53K

HCC LIFE INSURANCE COMPANY

PEOPLES BANK

PEOPLES BANK WELFARE BENEFIT PLAN

$322K

$36K

UNITED OF OMAHA LIFE INSURANCE COMPANY