Welfare broker

JOSTEN FINANCIAL LTD

Mailing address (most recent filing)

1827 WALDEN OFFICE SQ STE 225

SCHAUMBURG, IL 60173

Total comp: $152K
Commissions: $140K
Fees: $13K
Filings: 6
Sponsors: 6

Carrier mix

Where JOSTEN FINANCIAL LTD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$100K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	1	$100K	0.0%	53.08x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOSTEN FINANCIAL LTD's plans by broker comp / premium ratio. Median 5.25% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOSTEN FINANCIAL LTD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOSTEN FINANCIAL LTD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PRENT CORPORATION PRENT CORPORATION/GOEX CORPORATION GROUP HEALTH PLAN	WI	$100K	$5K	UNITED OF OMAHA LIFE INSURANCE COMPANY