Welfare broker

JOSEPH NICHOLAS PALOUKOS

Mailing address (most recent filing)

10900 RESEARCH BOULEVARD

SUITE 160C, PMB 3131

AUSTIN, TX 78759

Total comp: $202K
Commissions: $200K
Fees: $2K
Filings: 1
Sponsors: 1

Carrier mix

Where JOSEPH NICHOLAS PALOUKOS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$3.8M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$3.8M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOSEPH NICHOLAS PALOUKOS's plans by broker comp / premium ratio. Median 6.06% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOSEPH NICHOLAS PALOUKOS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOSEPH NICHOLAS PALOUKOS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LEVEL HOME, INC. LEVEL HOME, INC. HEALTH AND WELFARE PLAN	CA	$3.8M	$230K	UNITEDHEALTHCARE INSURANCE COMPANY