Welfare broker

JOSEPH MCBRIDE

Mailing address (most recent filing)

407 S COURT STREET

FLORENCE, AL 35630

Total comp: $15K
Commissions: $15K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where JOSEPH MCBRIDE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

VISION SERVICE PLAN100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
VISION SERVICE PLAN	1	$120K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	1	$120K	0.1%	106.45x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOSEPH MCBRIDE's plans by broker comp / premium ratio. Median 10.00% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOSEPH MCBRIDE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOSEPH MCBRIDE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BANK INDEPENDENT BANK INDEPENDENT VISION	AL	$120K	$12K	VISION SERVICE PLAN