Welfare broker

JOSEPH L SCHILDHAUER

Mailing address (most recent filing)

279 NORTH SILVERSHIRE CIRCLE

SPRING, TX 77381

Total comp: $175K
Commissions: $80K
Fees: $95K
Filings: 3
Sponsors: 3

Carrier mix

Where JOSEPH L SCHILDHAUER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$1.5M	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOSEPH L SCHILDHAUER's plans by broker comp / premium ratio. Median 4.83% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOSEPH L SCHILDHAUER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOSEPH L SCHILDHAUER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
A3H FOODS GENERAL PARTNER, LLC A3H FOODS LLC	TX	$1.5M	$74K	UNITEDHEALTHCARE INSURANCE COMPANY