Welfare broker

JOSEPH E HARTEN

Mailing address (most recent filing)

100 NORTH TRYON ST STE 3600

CHARLOTTE, NC 28202

Total comp: $45K
Commissions: $45K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where JOSEPH E HARTEN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

EYEMED VISION CARE100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
EYEMED VISION CARE	2	$38K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$28K	0.0%	11.99x
IL	1	$10K	0.0%	14.24x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOSEPH E HARTEN's plans by broker comp / premium ratio. Median 32.06% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JOSEPH E HARTEN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JOSEPH E HARTEN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BERK-TEK BERK-TEK HEALTH AND WELFARE BENEFITS PLAN	PA	$28K	$9K	EYEMED
CONSERVATION TECHNOLOGY OF IL, LLC DBA CONSERVATION TECHNOLOGY OF IL, LLC DBA CONTECH LIGHTING HEALTH & WELFARE PLAN	IL	$10K	$3K	EYEMED