Welfare broker

JONES INSURANCE AGENCY INC

Mailing address (most recent filing)

820 BENSON RD

GARNER, NC 27529

Total comp: $145K
Commissions: $116K
Fees: $29K
Filings: 9
Sponsors: 9

Carrier mix

Where JONES INSURANCE AGENCY INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

WESTERN SKIES33.3%
PRINCIPAL LIFE INSURANCE COMPANY33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
WESTERN SKIES	1	$609K	33.3%
PRINCIPAL LIFE INSURANCE COMPANY	1	$72K	33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$597K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	2	$669K	0.1%	31.82x
NE	1	$609K	0.1%	53.64x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JONES INSURANCE AGENCY INC's plans by broker comp / premium ratio. Median 8.01% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of JONES INSURANCE AGENCY INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where JONES INSURANCE AGENCY INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SULLIVAN EASTERN, INC. SULLIVAN EASTERN, INC. WELFARE BENEFITS PLAN	NC	$597K	$48K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
FOREVER CLEAN PORTABLE TOILETS, INC. FOREVER CLEAN PORTABLE TOILETS, INC. ANCILLARY BENEFITS PLAN	NC	$72K	$17K	PRINCIPAL LIFE INSURANCE COMPANY
PAULSEN, INC. PAULSEN, INC. CAFETERIA PLAN	NE	$609K	$5K	WESTERN SKIES

Carrier

Plans

Premium

WESTERN SKIES

$609K

33.3%

PRINCIPAL LIFE INSURANCE COMPANY

$72K

33.3%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$597K

33.3%

State

Plans

Premium

State share

Index

$669K

0.1%

31.82x

$609K

0.1%

53.64x

Sponsor

Loc

Premium

Comp

Carrier

SULLIVAN EASTERN, INC.

SULLIVAN EASTERN, INC. WELFARE BENEFITS PLAN

$597K

$48K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

FOREVER CLEAN PORTABLE TOILETS, INC.

FOREVER CLEAN PORTABLE TOILETS, INC. ANCILLARY BENEFITS PLAN

$72K

$17K

PRINCIPAL LIFE INSURANCE COMPANY

PAULSEN, INC.

PAULSEN, INC. CAFETERIA PLAN

$609K

$5K

WESTERN SKIES