Welfare broker

JONATHAN S. SPETNER

Mailing address (most recent filing)

UNKNOWN

SALT LAKE CITY, UT 84117

Total comp: $2.0M
Commissions: $2.0M
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where JONATHAN S. SPETNER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AFLAC100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AFLAC	1	$9.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$9.7M	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JONATHAN S. SPETNER's plans by broker comp / premium ratio. Median 24.50% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JONATHAN S. SPETNER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JONATHAN S. SPETNER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HEALTH CARE FACILITIES STAFFING, LLC COMMUNICARE HEALTH SERVICES HEALTH AND WELFARE PLAN	OH	$9.7M	$2.4M	CONTINENTAL AMERICAN INSURANCE COMPANY