Welfare broker

JONATHAN LAU

Mailing address (most recent filing)

41000 WOODWARD AVENUE

SUITE 250 EAST

BLOOMFIELD HILLS, MI 48304

Total comp: $82K
Commissions: $82K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where JONATHAN LAU places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CARE NETWORK OF MICHIGAN100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CARE NETWORK OF MICHIGAN	2	$1.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$1.4M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JONATHAN LAU's plans by broker comp / premium ratio. Median 5.50% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JONATHAN LAU's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JONATHAN LAU is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SUMMIT AUTOMOTIVE MANAGEMENT INC SUMMIT AUTOMOTIVE MANAGEMENT INC WELFARE BENEFIT PLAN	MI	$851K	$46K	BLUE CARE NETWORK OF MICHIGAN
THE HEALING HAVEN, LLC THE HEALING HAVEN, LLC EMPLOYEE BENEFITS PLAN	MI	$594K	$33K	BLUE CARE NETWORK OF MICHIGAN