Welfare broker

JOHNSON, MICHAEL

Mailing address (most recent filing)

8 HILLCREST PARK ROAD

OLD GREENWICH, CT 06870

Total comp: $715K
Commissions: $700K
Fees: $14K
Filings: 7
Sponsors: 7

Carrier mix

Where JOHNSON, MICHAEL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.7M	50.0%
AETNA LIFE INSURANCE COMPANY	1	$1.7M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$2.7M	0.0%	9.91x
CT	1	$1.7M	0.1%	51.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHNSON, MICHAEL's plans by broker comp / premium ratio. Median 9.46% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JOHNSON, MICHAEL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JOHNSON, MICHAEL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
JETRO HOLDINGS LLC JETRO HOLDINGS LLC HEALTH & WELFARE PLAN	NY	$2.7M	$267K	UNITEDHEALTHCARE INSURANCE COMPANY
THE LOCKWOOD GROUP, LLC THE LOCKWOOD GROUP HEALTH AND WELFARE PLAN	CT	$1.7M	$154K	AETNA LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$2.7M

50.0%

AETNA LIFE INSURANCE COMPANY

$1.7M

50.0%

State

Plans

Premium

State share

Index

$2.7M

0.0%

9.91x

$1.7M

0.1%

51.86x

Sponsor

Loc

Premium

Comp

Carrier

JETRO HOLDINGS LLC

JETRO HOLDINGS LLC HEALTH & WELFARE PLAN

$2.7M

$267K

UNITEDHEALTHCARE INSURANCE COMPANY

THE LOCKWOOD GROUP, LLC

THE LOCKWOOD GROUP HEALTH AND WELFARE PLAN

$1.7M

$154K

AETNA LIFE INSURANCE COMPANY