Welfare broker

JOHN THOMAS FRYE JR

Mailing address (most recent filing)

301 WEST BIG BEAVER ROAD

TROY, MI 48083

Total comp: $230K
Commissions: $230K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where JOHN THOMAS FRYE JR places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$8.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$8.4M	0.1%	41.13x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN THOMAS FRYE JR's plans by broker comp / premium ratio. Median 4.87% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of JOHN THOMAS FRYE JR's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JOHN THOMAS FRYE JR is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DM INTERMEDIATE PARENT LLC DM INTERMEDIATE PARENT LLC EMPLOYEE BENEFITS PLAN	MI	$6.0M	$291K	BLUE CROSS BLUE SHIELD OF MICHIGAN
MOTOR CITY WASH WORKS, INC. MOTOR CITY WASH BENEFIT WELFARE PLAN	MI	$2.4M	$116K	BLUE CROSS BLUE SHIELD OF MICHIGAN