Welfare broker

JOHN THOMAS

Mailing address (most recent filing)

1205 S HALLECK ST

DEMOTTE, IN 46310

Total comp: $84K
Commissions: $84K
Fees: $47
Filings: 5
Sponsors: 5

Carrier mix

Where JOHN THOMAS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$30K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$30K	0.1%	61.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN THOMAS's plans by broker comp / premium ratio. Median 11.71% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOHN THOMAS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOHN THOMAS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NORTHWEST X SOUTHERN HOSPITALITY, LLC NORTHWEST X SOUTHERN HOSPITALITY, LLC HEALTH CARE PLAN	WA	$30K	$3K	UNUM LIFE INSURANCE COMPANY