Welfare broker

JOHN T HARRIS

Mailing address (most recent filing)

451 DIVISION STREET NE

SALEM, OR 97301

Total comp: $20K
Commissions: $20K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where JOHN T HARRIS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PACIFICSOURCE HEALTH PLANS100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PACIFICSOURCE HEALTH PLANS	1	$1.1M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$1.1M	0.1%	61.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN T HARRIS's plans by broker comp / premium ratio. Median 1.66% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOHN T HARRIS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOHN T HARRIS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TWINSTAR CREDIT UNION TWINSTAR CREDIT UNION DBA NORTHWEST COMMUNITY CREDIT UNION HEALTH & WELFARE BENEFIT PLAN	WA	$1.1M	$19K	PACIFICSOURCE HEALTH PLANS