Welfare broker

JOHN THOMAS

Mailing address (most recent filing)

1205 S HALLECK ST

DEMOTTE, IN 46310

Total comp: $188K
Commissions: $182K
Fees: $6K
Filings: 8
Sponsors: 8

Carrier mix

Where JOHN THOMAS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	2	$4.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WA	1	$30K	0.1%	31.09x
NC	1	$4.8M	0.0%	23.96x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN THOMAS's plans by broker comp / premium ratio. Median 6.15% vs welfare-wide median 6.31% (n=2).

Prospect-flag exposure · vs market baseline

Share of JOHN THOMAS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JOHN THOMAS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CONCORD HOSPITALIITY ENTERPRISES CO. CONCORD HOSPITALITY ENTERPRISES COMPANY WELFARE BENEFIT PLAN	NC	$4.8M	$28K	UNUM LIFE INSURANCE COMPANY OF AMERICA
NORTHWEST X SOUTHERN HOSPITALITY, LLC NORTHWEST X SOUTHERN HOSPITALITY, LLC HEALTH CARE PLAN	WA	$30K	$3K	UNUM LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$4.9M

100.0%

State

Plans

Premium

State share

Index

$30K

0.1%

31.09x

$4.8M

0.0%

23.96x

Sponsor

Loc

Premium

Comp

Carrier

CONCORD HOSPITALIITY ENTERPRISES CO.

CONCORD HOSPITALITY ENTERPRISES COMPANY WELFARE BENEFIT PLAN

$4.8M

$28K

UNUM LIFE INSURANCE COMPANY OF AMERICA

NORTHWEST X SOUTHERN HOSPITALITY, LLC

NORTHWEST X SOUTHERN HOSPITALITY, LLC HEALTH CARE PLAN

$30K

$3K

UNUM LIFE INSURANCE COMPANY