Welfare broker

JOHN N ARMINIO

Mailing address (most recent filing)

4401 NORTHSIDE PARKWAY NW

SUITE 800

ATLANTA, GA 30327

Total comp: $147K
Commissions: $124K
Fees: $23K
Filings: 3
Sponsors: 3

Carrier mix

Where JOHN N ARMINIO places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$3.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	2	$3.6M	0.1%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN N ARMINIO's plans by broker comp / premium ratio. Median 6.16% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JOHN N ARMINIO's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JOHN N ARMINIO is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RHINO ASSEMBLY COMPANY RHINO ASSEMBLY CORPORATION EMPLOYEE BENEFITS PLAN	NC	$2.4M	$120K	BLUECROSS BLUESHIELD OF NORTH CAROLINA
RS&A, INC. RS&A, INC. WELFARE BENEFIT PLAN	NC	$1.2M	$91K	BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA