Welfare broker

JOHN L AUBREY, AUBREY & ASSOCIATES

Mailing address (most recent filing)

725 SOUTH ADAMS STE 225

BIRMINGHAM, MI 480096974

Total comp: $0
Commissions: $0
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where JOHN L AUBREY, AUBREY & ASSOCIATES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY	1	$0	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$0	0.0%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN L AUBREY, AUBREY & ASSOCIATES's plans by broker comp / premium ratio. Median n/a vs welfare-wide median 6.29% (n=0).

Prospect-flag exposure · vs market baseline

Share of JOHN L AUBREY, AUBREY & ASSOCIATES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOHN L AUBREY, AUBREY & ASSOCIATES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WOLVERINE PACKING COMPANY WOLVERINE PACKING COMPANY FLEXIBLE COMPENSATION PLAN	MI	$0	$0	MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

100.0%

State

Plans

Premium

State share

Index

0.0%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

WOLVERINE PACKING COMPANY

WOLVERINE PACKING COMPANY FLEXIBLE COMPENSATION PLAN

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY