Welfare broker

JOHN J. TOLAND

Mailing address (most recent filing)

3817 LISETER RD

NEWTOWN, PA 19073

Total comp: $10K
Commissions: $10K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where JOHN J. TOLAND places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$94K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$94K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN J. TOLAND's plans by broker comp / premium ratio. Median 10.96% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOHN J. TOLAND's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOHN J. TOLAND is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LOWER MERION TOWNSHIP POLICE PENSION ASSOCIATION LOWER MERION TOWNSHIP POLICE PENSION ASSOCIATION LIFE INSURANCE	PA	$94K	$10K	STANDARD INSURANCE COMPANY