Welfare broker

JOHN H SIMMONDS

Mailing address (most recent filing)

3 BETHESDA METRO CENTER

BETHESDA, MD 20814

Total comp: $163K
Commissions: $163K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where JOHN H SIMMONDS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA33.3%
SUN LIFE ASSURANCE COMPANY OF CANADA33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$807K	33.3%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$254K	33.3%
BLUE CROSS OF CALIFORNIA	1	$856K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	3	$1.9M	0.2%	71.65x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN H SIMMONDS's plans by broker comp / premium ratio. Median 7.27% vs welfare-wide median 6.40% (n=3).

Prospect-flag exposure · vs market baseline

Share of JOHN H SIMMONDS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where JOHN H SIMMONDS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MARYLAND PRIMARY CARE PHYSICIANS, LLC MARYLAND PRIMARY CARE PHYSICIANS, LLC SECTION 125 PLAN	MD	$807K	$105K	UNUM LIFE INSURANCE COMPANY OF AMERICA
HILL MANAGEMENT SERVICES, INC. HILL MANAGEMENT SERVICES, INC. WELFARE BENEFIT PLAN	MD	$856K	$62K	CAREFIRST ADMINISTRAORS
PLAMONDON ENTERPRISES INC PLAMONDON ENTERPRISES INC EMPLOYEE BENEFITS PLAN	MD	$254K	$5K	SUN LIFE ASSURANCE COMPANY OF CANADA

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$807K

33.3%

SUN LIFE ASSURANCE COMPANY OF CANADA

$254K

33.3%

BLUE CROSS OF CALIFORNIA

$856K

33.3%

State

Plans

Premium

State share

Index

$1.9M

0.2%

71.65x

Sponsor

Loc

Premium

Comp

Carrier

MARYLAND PRIMARY CARE PHYSICIANS, LLC

MARYLAND PRIMARY CARE PHYSICIANS, LLC SECTION 125 PLAN

$807K

$105K

UNUM LIFE INSURANCE COMPANY OF AMERICA

HILL MANAGEMENT SERVICES, INC.

HILL MANAGEMENT SERVICES, INC. WELFARE BENEFIT PLAN

$856K

$62K

CAREFIRST ADMINISTRAORS

PLAMONDON ENTERPRISES INC

PLAMONDON ENTERPRISES INC EMPLOYEE BENEFITS PLAN

$254K

$5K

SUN LIFE ASSURANCE COMPANY OF CANADA