Welfare broker

JOHN WARD

Mailing address (most recent filing)

22830 FOSSIL PEAK

SAN ANTONIO, TX 78261

Total comp: $108K
Commissions: $108K
Fees: $344
Filings: 9
Sponsors: 9

Carrier mix

Where JOHN WARD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY50.0%
DEARBORN LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$47K	50.0%
DEARBORN LIFE INSURANCE COMPANY	1	$62K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$109K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN WARD's plans by broker comp / premium ratio. Median 12.11% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JOHN WARD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JOHN WARD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SOLUTIONS SHARED SERVICES, INC. SOLUTIONS SHARED SERVICES, INC. LIFE PLAN	TX	$62K	$9K	DEARBORN LIFE INSURANCE COMPANY
SOLUTIONS SHARED SERVICES, INC. SOLUTIONS SHARED SERVICES, INC. LTD PLAN	TX	$47K	$4K	STANDARD INSURANCE COMPANY