Welfare broker

JOHN DOROUGH

Mailing address (most recent filing)

701 CYPRUS COVE DRIVE

AUBURN, AL 36830

Total comp: $143K
Commissions: $143K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where JOHN DOROUGH places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$3.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
AL	2	$3.0M	0.2%	107.78x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN DOROUGH's plans by broker comp / premium ratio. Median 8.00% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JOHN DOROUGH's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JOHN DOROUGH is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RAUSCH AND PAUSCH, LP RAUSCH AND PAUSCH, LP	AL	$1.6M	$135K	BLUE CROSS BLUE SHIELD OF ALABAMA
ASCENT RESIDENTIAL, LLC ASCENT RESIDENTIAL, LLC GROUP HEALTHCARE PLAN	AL	$1.4M	$103K	BLUE CROSS BLUE SHIELD