Welfare broker

JOHN D. JOYCE

Mailing address (most recent filing)

120 WEST 12TH STREET, SUITE 1000

KANSAS CITY, MO 64105

Total comp: $23K
Commissions: $23K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where JOHN D. JOYCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	1	$553K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	1	$553K	0.0%	46.07x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN D. JOYCE's plans by broker comp / premium ratio. Median 7.38% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOHN D. JOYCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOHN D. JOYCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VIRGINIA MARBLE MANUFACTURERS INC. VIRGINIA MARBLE MANUFACTURERS, INC. WELFARE BENEFIT PLAN	VA	$553K	$41K	HEALTHKEEPERS, INC.