Welfare broker

JOHN D. JOYCE

Mailing address (most recent filing)

120 WEST 12TH STREET

SUITE 1000

KANSAS CITY, MO 64105

Total comp: $29K
Commissions: $29K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where JOHN D. JOYCE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ZURICH AMERICAN INSURANCE COMPANY33.3%
KANSAS CITY LIFE INSURANCE COMPANY33.3%
ANTHEM LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ZURICH AMERICAN INSURANCE COMPANY	1	$408K	33.3%
KANSAS CITY LIFE INSURANCE COMPANY	1	$62K	33.3%
ANTHEM LIFE INSURANCE COMPANY	1	$548K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	2	$470K	0.0%	11.91x
VA	1	$548K	0.0%	15.30x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOHN D. JOYCE's plans by broker comp / premium ratio. Median 7.65% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of JOHN D. JOYCE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where JOHN D. JOYCE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VIRGINIA MARBLE MANUFACTURERS INC. VIRGINIA MARBLE MANUFACTURERS, INC. WELFARE BENEFIT PLAN	VA	$548K	$42K	HEALTHKEEPERS, INC.
AMERICAN BOILER SERVICES, INC. AMERICAN BOILER SERVICES, INC. PLAN	MO	$62K	$7K	KANSAS CITY LIFE INSURANCE COMPANY
WEST VUE, INC. WEST VUE, INC. EMPLOYEE BENEFITS PLAN	MO	$408K	$6K	ZURICH AMERICAN INSURANCE COMPANY

Carrier

Plans

Premium

ZURICH AMERICAN INSURANCE COMPANY

$408K

33.3%

KANSAS CITY LIFE INSURANCE COMPANY

$62K

33.3%

ANTHEM LIFE INSURANCE COMPANY

$548K

33.3%

State

Plans

Premium

State share

Index

$470K

0.0%

11.91x

$548K

0.0%

15.30x

Sponsor

Loc

Premium

Comp

Carrier

VIRGINIA MARBLE MANUFACTURERS INC.

VIRGINIA MARBLE MANUFACTURERS, INC. WELFARE BENEFIT PLAN

$548K

$42K

HEALTHKEEPERS, INC.

AMERICAN BOILER SERVICES, INC.

AMERICAN BOILER SERVICES, INC. PLAN

$62K

$7K

KANSAS CITY LIFE INSURANCE COMPANY

WEST VUE, INC.

WEST VUE, INC. EMPLOYEE BENEFITS PLAN

$408K

$6K

ZURICH AMERICAN INSURANCE COMPANY