Welfare broker

JOE M BRUMMEL IV

Mailing address (most recent filing)

6504 CARLISLE BND

SPRINGFIELD, IL 62711

Total comp: $309K
Commissions: $248K
Fees: $62K
Filings: 2
Sponsors: 2

Carrier mix

Where JOE M BRUMMEL IV places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED HEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE INSURANCE COMPANY	1	$7.9M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$7.9M	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOE M BRUMMEL IV's plans by broker comp / premium ratio. Median 3.17% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOE M BRUMMEL IV's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOE M BRUMMEL IV is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TEAM BRANDT, LLC TEAM BRANDT, LLC	IL	$7.9M	$250K	UNITED HEALTHCARE INSURANCE COMPANY