Welfare broker

JOE COSTA ASSOCIATES INC

Mailing address (most recent filing)

180 OAKBEND COURT

ATHENS, GA 30606

Total comp: $116K
Commissions: $53K
Fees: $64K
Filings: 4
Sponsors: 4

Carrier mix

Where JOE COSTA ASSOCIATES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$604K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	1	$604K	0.0%	15.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JOE COSTA ASSOCIATES INC's plans by broker comp / premium ratio. Median 1.89% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JOE COSTA ASSOCIATES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JOE COSTA ASSOCIATES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
A2B FULFILLMENT, INC. A2B FULFILLMENT, INC. BENEFIT PLAN	GA	$604K	$11K	AETNA LIFE INSURANCE COMPANY