Welfare broker

JIMMY A LUTHER

Mailing address (most recent filing)

PO BOX 50619

INDIANAPOLIS, IN 46250

Total comp: $50K
Commissions: $50K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where JIMMY A LUTHER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$77K	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$743K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	2	$820K	0.1%	33.97x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JIMMY A LUTHER's plans by broker comp / premium ratio. Median 10.85% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JIMMY A LUTHER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JIMMY A LUTHER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
AMERICAN LEGION NATIONAL HEADQUARTERS AMERICAN LEGION GROUP HEALTH PLAN	IN	$743K	$37K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
AMERICAN LEGION NATIONAL HEADQUARTERS AMERICAN LEGION GROUP HEALTH & LIFE INSURANCE PLAN	IN	$77K	$13K	LIFE INSURANCE COMPANY OF NORTH AMERICA

Carrier

Plans

Premium

LIFE INSURANCE COMPANY OF NORTH AMERICA

$77K

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$743K

50.0%

State

Plans

Premium

State share

Index

$820K

0.1%

33.97x

Sponsor

Loc

Premium

Comp

Carrier

AMERICAN LEGION NATIONAL HEADQUARTERS

AMERICAN LEGION GROUP HEALTH PLAN

$743K

$37K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

AMERICAN LEGION NATIONAL HEADQUARTERS

AMERICAN LEGION GROUP HEALTH & LIFE INSURANCE PLAN

$77K

$13K

LIFE INSURANCE COMPANY OF NORTH AMERICA