Welfare broker

JFP BENEFIT MANAGEMENT INC

Mailing address (most recent filing)

PO BOX 189

JACKSON, MI 49204

Total comp: $317K
Commissions: $192K
Fees: $125K
Filings: 6
Sponsors: 6

Carrier mix

Where JFP BENEFIT MANAGEMENT INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STANDARD INSURANCE COMPANY33.3%
AMERICAN UNITED LIFE INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STANDARD INSURANCE COMPANY	1	$163K	33.3%
AMERICAN UNITED LIFE INSURANCE COMPANY	1	$114K	33.3%
BLUE CROSS OF CALIFORNIA	1	$4.9M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	3	$5.2M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JFP BENEFIT MANAGEMENT INC's plans by broker comp / premium ratio. Median 10.55% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of JFP BENEFIT MANAGEMENT INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where JFP BENEFIT MANAGEMENT INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ALRO STEEL CORPORATION ALRO STEEL CORPORATION BENEFITS PLAN	MI	$4.9M	$297K	BLUE CROSS BLUE SHIELD OF MICHIGAN
SPECIAL-LITE, INC. THE SPECIAL-LITE, INC. EMPLOYEE BENEFIT PLAN	MI	$163K	$17K	STANDARD INSURANCE COMPANY
AIR-WAY MANUFACTURING COMPANY AIR-WAY MANUFACTURING COMPANY YOUR-WAY FLEXIBLE BENEFIT PLAN	MI	$114K	$12K	AMERICAN UNITED LIFE INSURANCE COMPANY

Carrier

Plans

Premium

STANDARD INSURANCE COMPANY

$163K

33.3%

AMERICAN UNITED LIFE INSURANCE COMPANY

$114K

33.3%

BLUE CROSS OF CALIFORNIA

$4.9M

33.3%

State

Plans

Premium

State share

Index

$5.2M

0.1%

41.16x

Sponsor

Loc

Premium

Comp

Carrier

ALRO STEEL CORPORATION

ALRO STEEL CORPORATION BENEFITS PLAN

$4.9M

$297K

BLUE CROSS BLUE SHIELD OF MICHIGAN

SPECIAL-LITE, INC.

THE SPECIAL-LITE, INC. EMPLOYEE BENEFIT PLAN

$163K

$17K

STANDARD INSURANCE COMPANY

AIR-WAY MANUFACTURING COMPANY

AIR-WAY MANUFACTURING COMPANY YOUR-WAY FLEXIBLE BENEFIT PLAN

$114K

$12K

AMERICAN UNITED LIFE INSURANCE COMPANY