Welfare broker

JENNIFER MCDONALD

Mailing address (most recent filing)

361 SHADOW OAKS

IRVINE, CA 92618

Total comp: $29K
Commissions: $29K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where JENNIFER MCDONALD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AETNA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AETNA LIFE INSURANCE COMPANY	1	$630K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$630K	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JENNIFER MCDONALD's plans by broker comp / premium ratio. Median 5.50% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JENNIFER MCDONALD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JENNIFER MCDONALD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
EQUITY HOTEL SUPPLY CO INC EQUITY HOTEL SUPPLY CO INC WELFARE BENEFIT PLAN	CA	$630K	$35K	AETNA HEALTH, INC.