Welfare broker

JAN R STAGE

Mailing address (most recent filing)

711 EISENHOWER DR

KIMBERLY, WI 54136

Total comp: $116K
Commissions: $94K
Fees: $23K
Filings: 3
Sponsors: 3

Carrier mix

Where JAN R STAGE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$5.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$5.7M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAN R STAGE's plans by broker comp / premium ratio. Median 4.77% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JAN R STAGE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JAN R STAGE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NORTHERN STAR INDUSTRIES, INC IBEW LU2221 HEALTH & WELFARE PLAN	MI	$1.5M	$108K	BLUE CROSS BLUE SHIELD OF MICHICAN
NORTHERN STAR INDUSTRIES, INC DBA SYSTEMS CONTROL NORTHERN STAR INDUSTRIES, INC HEALTH & WELFARE PLAN	MI	$4.2M	$100K	BLUE CROSS BLUE SHIELD OF MICHIGAN