Welfare broker

JAMES WILLIAM DEUINK

Mailing address (most recent filing)

11525 N COMMUNITY HOUSE RD

STE 450

CHARLOTTE, NC 28277

Total comp: $195K
Commissions: $195K
Fees: $46
Filings: 10
Sponsors: 10

Carrier mix

Where JAMES WILLIAM DEUINK places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$1.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$1.4M	0.0%	47.53x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES WILLIAM DEUINK's plans by broker comp / premium ratio. Median 10.06% vs welfare-wide median 6.35% (n=1).

Prospect-flag exposure · vs market baseline

Share of JAMES WILLIAM DEUINK's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JAMES WILLIAM DEUINK is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PARKER POE ADAMS & BERNSTEIN LLP PARKER POE ADAMS & BERNSTEIN LLP WELFARE BENEFIT PLAN	NC	$1.4M	$136K	UNUM LIFE INSURANCE COMPANY OF AMERICA