Welfare broker

JAMES W. MOORADIAN

Mailing address (most recent filing)

6 HIGHLAND ROAD

CHARLESTOWN, RI 02813

Total comp: $723K
Commissions: $556K
Fees: $167K
Filings: 11
Sponsors: 11

Carrier mix

Where JAMES W. MOORADIAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA50.0%
SECURIAN LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$101K	50.0%
SECURIAN LIFE INSURANCE COMPANY	1	$13.3M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	1	$13.3M	0.0%	20.58x
MA	1	$101K	0.0%	23.11x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES W. MOORADIAN's plans by broker comp / premium ratio. Median 8.32% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JAMES W. MOORADIAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JAMES W. MOORADIAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ALLY FINANCIAL INC. ALLY FINANCIAL INC. WELFARE BENEFIT PLAN	MI	$13.3M	$1.1M	SECURIAN LIFE INSURANCE COMPANY
BATTERY MANAGEMENT CORP BATTERY VENTURES WELFARE PLAN	MA	$101K	$9K	UNUM LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$101K

50.0%

SECURIAN LIFE INSURANCE COMPANY

$13.3M

50.0%

State

Plans

Premium

State share

Index

$13.3M

0.0%

20.58x

$101K

0.0%

23.11x

Sponsor

Loc

Premium

Comp

Carrier

ALLY FINANCIAL INC.

ALLY FINANCIAL INC. WELFARE BENEFIT PLAN

$13.3M

$1.1M

SECURIAN LIFE INSURANCE COMPANY

BATTERY MANAGEMENT CORP

BATTERY VENTURES WELFARE PLAN

$101K

$9K

UNUM LIFE INSURANCE COMPANY OF AMERICA