Welfare broker

JAMES W. COLLIER INSURANCE AGENCY

Mailing address (most recent filing)

P.O. BOX 10630

BAKERSFIELD, CA 93389

Total comp: $229K
Commissions: $180K
Fees: $48K
Filings: 4
Sponsors: 4

Carrier mix

Where JAMES W. COLLIER INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$2.3M	50.0%
BLUE CROSS OF CALIFORNIA	1	$2.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$4.4M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES W. COLLIER INSURANCE AGENCY's plans by broker comp / premium ratio. Median 5.82% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JAMES W. COLLIER INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JAMES W. COLLIER INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
RAVI PATEL MD. INC. RAVI PATEL MD. INC. HEALTH & WELFARE PLAN	CA	$2.1M	$131K	BLUE SHIELD OF CALIFORNIA
HENRIETTA WEILL MEMORIAL CHILD GUIDANCE CLINIC HENRIETTA WEILL MEMORIAL CHILD GUIDANCE CLINIC HEALTH & WELFARE PLAN	CA	$2.3M	$128K	KAISER FOUNDATION HEALTH PLAN

Carrier

Plans

Premium

KAISER FOUNDATION HEALTH PLAN INC

$2.3M

50.0%

BLUE CROSS OF CALIFORNIA

$2.1M

50.0%

State

Plans

Premium

State share

Index

$4.4M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

RAVI PATEL MD. INC.

RAVI PATEL MD. INC. HEALTH & WELFARE PLAN

$2.1M

$131K

BLUE SHIELD OF CALIFORNIA

HENRIETTA WEILL MEMORIAL CHILD GUIDANCE CLINIC

HENRIETTA WEILL MEMORIAL CHILD GUIDANCE CLINIC HEALTH & WELFARE PLAN

$2.3M

$128K

KAISER FOUNDATION HEALTH PLAN