Welfare broker

JAMES T KINNEY

Mailing address (most recent filing)

1429 WARWICK AVE.

WARWICK, RI 02888

Total comp: $38K
Commissions: $38K
Fees: $0
Filings: 20
Sponsors: 20

Carrier mix

Where JAMES T KINNEY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

RELIASTAR LIFE INSURANCE COMPANY50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
RELIASTAR LIFE INSURANCE COMPANY	1	$655K	50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$134K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$134K	0.0%	8.36x
NH	1	$655K	0.2%	141.25x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES T KINNEY's plans by broker comp / premium ratio. Median 1.60% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JAMES T KINNEY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JAMES T KINNEY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FORT WORTH COMMUNITY CREDIT UNION FORT WORTH COMMUNITY CREDIT UNION HEALTH AND WELFARE BENEFIT PLAN	TX	$134K	$4K	LIFE INSURANCE COMPANY OF NORTH AMERICA
VELCRO USA INC VELCRO USA INC EMPLOYEE BENEFITS PLAN	NH	$655K	$2K	RELIASTAR LIFE INSURANCE COMPANY

Carrier

Plans

Premium

RELIASTAR LIFE INSURANCE COMPANY

$655K

50.0%

LIFE INSURANCE COMPANY OF NORTH AMERICA

$134K

50.0%

State

Plans

Premium

State share

Index

$134K

0.0%

8.36x

$655K

0.2%

141.25x

Sponsor

Loc

Premium

Comp

Carrier

FORT WORTH COMMUNITY CREDIT UNION

FORT WORTH COMMUNITY CREDIT UNION HEALTH AND WELFARE BENEFIT PLAN

$134K

$4K

LIFE INSURANCE COMPANY OF NORTH AMERICA

VELCRO USA INC

VELCRO USA INC EMPLOYEE BENEFITS PLAN

$655K

$2K

RELIASTAR LIFE INSURANCE COMPANY