Welfare broker

JAMES REYNOLDS

Mailing address (most recent filing)

800 GESSNER ROAD, STE 300

HOUSTON, TX 77024

Total comp: $217K
Commissions: $217K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where JAMES REYNOLDS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$14.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$5.1M	0.0%	8.36x
TN	1	$9.1M	0.1%	32.46x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES REYNOLDS's plans by broker comp / premium ratio. Median 3.17% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JAMES REYNOLDS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JAMES REYNOLDS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PHYNET DERMATOLOGY, LLC PHYNET DERMATOLOGY, LLC WRAP PLAN	TN	$9.1M	$219K	BLUE CROSS & BLUE SHIELD OF TENNESSEE
VALERO ENERGY CORPORATION PREMCOR GROUP LIFE & MAJOR MEDICAL PLAN	TX	$5.1M	$201K	BLUECROSS BLUESHIELD OF TENNESSEE, INC.