Welfare broker

JAMES R GNASTER

Mailing address (most recent filing)

317 AUSTIN AVE

PARK RIDGE, IL 600680000

Total comp: $10K
Commissions: $10K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where JAMES R GNASTER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	2	$47K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	2	$47K	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES R GNASTER's plans by broker comp / premium ratio. Median 20.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JAMES R GNASTER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JAMES R GNASTER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SCHNEIDER ELECTRIC HOLDINGS, INC. SCHNEIDER ELECTRIC BUSINESS TRAVEL ACCIDENT PLAN	IL	$47K	$9K	FEDERAL INSURANCE COMPANY
ENCYCLOPAEDIA BRTIANNICA, INC. ENCYCLOPAEDIA BRITANNICA, INC. TRAVEL ACCIDENT PLAN	IL	$0	$0	FEDERAL INSURANCE COMPANY