Welfare broker

JAMES HARRY DAFFIN

Mailing address (most recent filing)

3805 EDWARDS RD

STE 200

CINCINNATI, OH 45209

Total comp: $3K
Commissions: $2K
Fees: $621
Filings: 1
Sponsors: 1

Carrier mix

Where JAMES HARRY DAFFIN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$307K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OH	1	$307K	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES HARRY DAFFIN's plans by broker comp / premium ratio. Median 1.80% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JAMES HARRY DAFFIN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JAMES HARRY DAFFIN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OHIO VALLEY GOODWILL INDUSTRIES GROUP TERM LIFE DENTAL AD&D LONG AND SHORT TERM DISABILITY PLANS	OH	$307K	$6K	METROPOLITAN LIFE INSURANCE COMPANY