Welfare broker

JAMES GATHINGS

Mailing address (most recent filing)

309 NEWPOINTE DR

RIDGELAND, MS 39157

Total comp: $534K
Commissions: $534K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where JAMES GATHINGS places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$17.4M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	2	$17.4M	0.4%	248.48x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES GATHINGS's plans by broker comp / premium ratio. Median 2.49% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JAMES GATHINGS's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JAMES GATHINGS is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ADMINISTRATIVE SYSTEMS, INC. ASI DBA SOUTHEASTERN HEALTHCARE EMPLOYEES MEDICAL BENEFIT PLAN	MS	$14.9M	$342K	BLUE CROSS BLUE SHIELD OF MS INC
STRATEGIC BENEFITS PLUS, LLC MEDICAL	MS	$2.5M	$67K	BLUE CROSS AND BLUE SHIELD OF MISSISSIPPI, A MUTUAL INSURANCE COMPANY