Welfare broker

JAMES E. NEUNER

Mailing address (most recent filing)

P.O. BOX 1046

JEFFERSON CITY, MO 65102

Total comp: $25K
Commissions: $25K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where JAMES E. NEUNER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KANSAS CITY LIFE INSURANCE COMPANY50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KANSAS CITY LIFE INSURANCE COMPANY	1	$178K	50.0%
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$147K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	2	$325K	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES E. NEUNER's plans by broker comp / premium ratio. Median 8.74% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of JAMES E. NEUNER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where JAMES E. NEUNER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OSAGE INDUSTRIES, INC. OSAGE INDUSTRIES, INC. HEALTH AND WELFARE BENEFIT PLAN	MO	$147K	$16K	KC LIFE
MARIES COUNTY BANCORP, INC. MARIES COUNTY BANCORP, INC. GROUP LIFE PLAN	MO	$178K	$12K	KANSAS CITY LIFE INSURANCE COMPANY

Carrier

Plans

Premium

KANSAS CITY LIFE INSURANCE COMPANY

$178K

50.0%

LIFE INSURANCE COMPANY OF NORTH AMERICA

$147K

50.0%

State

Plans

Premium

State share

Index

$325K

0.0%

17.86x

Sponsor

Loc

Premium

Comp

Carrier

OSAGE INDUSTRIES, INC.

OSAGE INDUSTRIES, INC. HEALTH AND WELFARE BENEFIT PLAN

$147K

$16K

KC LIFE

MARIES COUNTY BANCORP, INC.

MARIES COUNTY BANCORP, INC. GROUP LIFE PLAN

$178K

$12K

KANSAS CITY LIFE INSURANCE COMPANY