Welfare broker

JAMES A SMITH

Mailing address (most recent filing)

408 S DIVISION ST

MAHOMET, IL 61853

Total comp: $16K
Commissions: $13K
Fees: $3K
Filings: 1
Sponsors: 1

Carrier mix

Where JAMES A SMITH places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

NORTHWESTERN MUTUAL100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
NORTHWESTERN MUTUAL	1	$466K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$466K	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JAMES A SMITH's plans by broker comp / premium ratio. Median 10.38% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JAMES A SMITH's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JAMES A SMITH is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SIU PHYSICIANS & SURGEONS, INC SIU PHYSICIANS & SURGEONS, INC. LONG TERM DISABILITY	IL	$466K	$48K	NORTHWESTERN MUTUAL