Welfare broker

JACK RICHARDS INSURANCE AGENCY

Mailing address (most recent filing)

5224 WEST STATE ROAD 46

SUITE 407

SANFORD, FL 32771

Total comp: $115K
Commissions: $115K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where JACK RICHARDS INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$3.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$3.0M	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JACK RICHARDS INSURANCE AGENCY's plans by broker comp / premium ratio. Median 4.27% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JACK RICHARDS INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JACK RICHARDS INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SELLETHICS MARKETING GROUP, INC. SELLETHICS MARKETING GROUP, INC.EMPLOYEE WELFARE BENEFITS PLAN	NC	$3.0M	$129K	BLUE CROSS BLUE SHIELD OF NORTH CAROLINA