Welfare broker

JACK B TURNER

Mailing address (most recent filing)

PO BOX 627

CLARKSVILLE, TN 37041

Total comp: $145K
Commissions: $145K
Fees: $105
Filings: 6
Sponsors: 6

Carrier mix

Where JACK B TURNER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$2.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
GA	1	$2.5M	0.0%	15.18x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JACK B TURNER's plans by broker comp / premium ratio. Median 7.64% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JACK B TURNER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JACK B TURNER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VANTIVA VANTIVA EMPLOYEE BENEFIT PLAN	GA	$2.5M	$191K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA