Welfare broker

J. HERNANDEZ & COMPANY

Mailing address (most recent filing)

5700 MOON DRIVE

VENTURA, CA 93003

Total comp: $136K
Commissions: $136K
Fees: $147
Filings: 1
Sponsors: 1

Carrier mix

Where J. HERNANDEZ & COMPANY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$2.0M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$2.0M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of J. HERNANDEZ & COMPANY's plans by broker comp / premium ratio. Median 6.84% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of J. HERNANDEZ & COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where J. HERNANDEZ & COMPANY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
E.J. HARRISON & SONS, INC. E.J. HARRISON & SONS, INC. WELFARE BENEFITS PLAN	CA	$2.0M	$137K	BLUE CROSS OF CALIFORNIA