Welfare broker

DEMPSEY INC.

Mailing address (most recent filing)

PO BOX 1428

ANN ARBOR, MI 48106

Total comp: $28K
Commissions: $21K
Fees: $7K
Filings: 7
Sponsors: 7

Carrier mix

Where DEMPSEY INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
METROPOLITAN LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$36K	50.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$89K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	2	$125K	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DEMPSEY INC.'s plans by broker comp / premium ratio. Median 18.65% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of DEMPSEY INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DEMPSEY INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TLC COMMUNITY CREDIT UNION TLC CCU GROUP HEALTH & WELFARE PLAN	MI	$89K	$23K	METROPOLITAN LIFE INSURANCE COMPANY
CDL MARKETING GROUP LLC CDL MARKETING	MI	$36K	$4K	PRINCIPAL LIFE INSURANCE COMPANY