Welfare broker

ISB INSURANCE SERVICES INC

Mailing address (most recent filing)

31384 FM 2920 ROAD, SUITE B

WALLER, TX 774848098

Total comp: $40K
Commissions: $40K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where ISB INSURANCE SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$266K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$266K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ISB INSURANCE SERVICES INC's plans by broker comp / premium ratio. Median 20.00% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ISB INSURANCE SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ISB INSURANCE SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INDUSTRY BANCSHARES, INC. INDUSTRY BANCSHARES, INC. LIFE AND DISABILITY WELFARE BENEFIT PLAN	TX	$266K	$53K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY