Welfare broker

IRMA MATILDE WOODARD

Mailing address (most recent filing)

115 MALTBY ST

SHELTON, CT 06484

Total comp: $9K
Commissions: $9K
Fees: $574
Filings: 6
Sponsors: 6

Carrier mix

Where IRMA MATILDE WOODARD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

GERBER LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
GERBER LIFE INSURANCE COMPANY	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$1.2M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of IRMA MATILDE WOODARD's plans by broker comp / premium ratio. Median 3.16% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of IRMA MATILDE WOODARD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where IRMA MATILDE WOODARD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
L.N.K. INTERNATIONAL, INC. LNK INTERNATIONAL HEALTH AND WELFARE PLAN	NY	$1.2M	$39K	GERBER LIFE INSURANCE COMPANY