Welfare broker

INVESTMENT PLANNING ASSOCIATES

Mailing address (most recent filing)

419 S MAIN STREET

ELKHART, IN 46516

Total comp: $16K
Commissions: $15K
Fees: $400
Filings: 2
Sponsors: 2

Carrier mix

Where INVESTMENT PLANNING ASSOCIATES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ANTHEM LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ANTHEM LIFE INSURANCE COMPANY	1	$65K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IN	1	$65K	0.0%	33.97x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INVESTMENT PLANNING ASSOCIATES's plans by broker comp / premium ratio. Median 12.68% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INVESTMENT PLANNING ASSOCIATES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INVESTMENT PLANNING ASSOCIATES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LOCHMANDY MOTOR SALES INC. THE LOCHMANDY GROUP	IN	$65K	$8K	ANTHEM INSURANCE COMPANIES, INC.