Welfare broker

INTEGRATED COVERAGE GROUP

Mailing address (most recent filing)

20 HEMPSTEAD TPKE

FARMINGDALE, NY 11735

Total comp: $89K
Commissions: $89K
Fees: $0
Filings: 1
Sponsors: 1

Carrier mix

Where INTEGRATED COVERAGE GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$2.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$2.2M	0.0%	19.82x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INTEGRATED COVERAGE GROUP's plans by broker comp / premium ratio. Median 5.43% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INTEGRATED COVERAGE GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INTEGRATED COVERAGE GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEW YORK COMPENSATION INSURANCE RATING BAORD NEW YORK COMPENSATION INSURANCE RATING BOARD WELFARE BENEFIT PLAN	NY	$2.2M	$119K	UNTIED HEALTCARE INSURANCE COMPANY