Welfare broker

INTEGRA EMPLOYER HEALTH LLC

Mailing address (most recent filing)

PO BOX 1178

MATTHEWS, NC 28106

Total comp: $494K
Commissions: $475K
Fees: $19K
Filings: 10
Sponsors: 10

Carrier mix

Where INTEGRA EMPLOYER HEALTH LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT33.3%
METROPOLITAN LIFE INSURANCE COMPANY33.3%
LIFE INSURANCE COMPANY OF NORTH AMERICA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$3.5M	33.3%
METROPOLITAN LIFE INSURANCE COMPANY	1	$46K	33.3%
LIFE INSURANCE COMPANY OF NORTH AMERICA	1	$444K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	3	$3.9M	0.1%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INTEGRA EMPLOYER HEALTH LLC's plans by broker comp / premium ratio. Median 7.80% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of INTEGRA EMPLOYER HEALTH LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where INTEGRA EMPLOYER HEALTH LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INGLES MARKETS INCORPORATED INGLES MARKETS INCORPORATED EMPLOYEE BENEFITS PLAN	NC	$3.5M	$270K	THE HARTFORD
CULP, INC. CULP, INC. EMPLOYEE WELFARE PLAN	NC	$444K	$34K	LIFE INSURANCE COMPANY OF NORTH AMERICA
MILLS MANUFACTURING CORPORATION MILLS MANUFACTURING BENEFIT PLAN	NC	$46K	$4K	METROPOLITAN LIFE INSURANCE COMPANY

Carrier

Plans

Premium

HARTFORD LIFE AND ACCIDENT

$3.5M

33.3%

METROPOLITAN LIFE INSURANCE COMPANY

$46K

33.3%

LIFE INSURANCE COMPANY OF NORTH AMERICA

$444K

33.3%

State

Plans

Premium

State share

Index

$3.9M

0.1%

47.73x

Sponsor

Loc

Premium

Comp

Carrier

INGLES MARKETS INCORPORATED

INGLES MARKETS INCORPORATED EMPLOYEE BENEFITS PLAN

$3.5M

$270K

THE HARTFORD

CULP, INC.

CULP, INC. EMPLOYEE WELFARE PLAN

$444K

$34K

LIFE INSURANCE COMPANY OF NORTH AMERICA

MILLS MANUFACTURING CORPORATION

MILLS MANUFACTURING BENEFIT PLAN

$46K

$4K

METROPOLITAN LIFE INSURANCE COMPANY