Welfare broker

INSURANCE SERVICES OF ASHEVILLE

Mailing address (most recent filing)

PO BOX 530

ASHEVILLE, NC 28802

Total comp: $31K
Commissions: $31K
Fees: $0
Filings: 2
Sponsors: 2

Carrier mix

Where INSURANCE SERVICES OF ASHEVILLE places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$1.5M	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INSURANCE SERVICES OF ASHEVILLE's plans by broker comp / premium ratio. Median 1.35% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of INSURANCE SERVICES OF ASHEVILLE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where INSURANCE SERVICES OF ASHEVILLE is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SOUTHEASTERN CONTAINER, INC SOUTHEASTERN CONTAINER, INC MEDICAL INSURANCE PLAN	NC	$1.5M	$21K	CIGNA HEALTH AND LIFE INSURANCE COMPANY